For those, who are unaware, SIP or Systematic Investment Plan is an intelligent, simple, disciplined and convenient way to invest small amounts of your income at particular intervals so that your wealth can increase over a long period of time. It is basically a strategy of investment where you can invest money in a weekly, monthly or quarterly basis, depending on the preference you opt for and the amount of money you wish to invest. It is considered to be a safer option as you do not have to invest a lump sum amount all at once for one year. An online SIP calculator can easily assist you in finding a great SIP to suit your financial goals.
We have so reviewed the best SIP calculator available on the internet that can help to better your investment plan.
What is an SIP Calculator?
If you want to invest in mutual fund, but lack the specific amount of money to do so, a systematic investment plan might just be what you are looking for. A Systematic Investment plan is a hassle-free, online tool that will let you know about the best systematic investment plan that suits you.
An SIP calculator can help you trace out a proper investment layout based on your long term financial goals and your present financial earnings. It is a scheme that helps people invest small amounts of money into a mutual fund over a prolonged period of time. A Systematic Investment plan is perfect for roughly gauging the rate or maturity amount for your weekly or monthly input. A Systematic Investment plan that lets you know about the maturity amount of your investment plan by putting on display your annual return rate is the best A Systematic Investment plan you can rely on.
Our Top SIP Calculators
Based on our understanding and review of the SIP calculator, we have come to the conclusion that these five are the best when it comes to systematically planning your investment strategy.
MySipOnline: MySipOnline is a great SIP calculator that methodically calculates exactly how much money you have invested over the course of the duration. It is a free SIP calculator that also summarizes the projected future value for you and has an adjustable expected rate of return.
Canara Robeco: Canara Robeco is another widely used SIP calculator that is free and comes with an adjustable expected rate of return. This offers an inflation planning calculator as well.
SIP calculator: This free SIP calculator comes with an adjustable expected rate of return. The one great thing about this calculator is that it lets you calculate for inflation, provided you want to.
HDFC Mutual Fund: It is a free SIP calculator that allows you to choose different number of monthly payment installments and consists of easy-to-operate sliding bars. Like any other SIP calculator mentioned above, the HDFC Mutual Fund comes with an adjustable expected rate of return.
EverydayCalculation: EverydayCalculation is a SIP calculator that is free and comes with an expected rate of return that is adjustable in nature. It provides you with varied options that are quite advanced so that you can change your systematic investment options accordingly.
Everyone is aware that markets are unpredictable in nature and keep fluctuating every second, if not daily. Hence, it is understandable why people are a little hesitant to invest in mutual funds. This is why an SIP is a much smarter and efficient way to reduce the worst aspects of the market’s instability as an SIP makes use of a long-term and stable investment plan while reducing the risks.
A Systematic Investment plan is a great way to invest in a systematic manner even if you don’t understand the nuances that go into the investment plan. Since you are not investing any amount in bulk, you can easily have the upper hand in the investments you make, regardless of the volatile nature of the market and the growth of your investments every month or week.
Funding your retirement account can be attained with either pre-tax, tax-deductible contributions, or after-tax contributions that permit you to take out a tax-free loan when you retire. It’s possible to get involved simultaneously in pre-tax as well as after-tax retirement plans, if it’s permitted by your tax-deductible retirement plan and also with the suggestions of your monetary consultant or accountant. Those that have the ability to maintain both kinds of accounts take advantage of tax-saving advantages at both ends of the range.
Several research studies reveal that regarding one-third of Americans aged 50-65 have no retired life financial savings whatsoever. Fewer compared to 20% feel confident that they’ll have enough loan to live pleasantly throughout the retired life years.
Those numbers are preventing and I will speculate that women, who live longer and also generally earn much less loan compared to guys, go to a particular financial disadvantage. Poverty in our senior years is typically a problem for females. While it’s become significantly difficult to save loan in America, it is necessary that each people, and particularly females, do our best to fund retirement, utilising either pre-tax or after-tax profits.
The Private 401K, or SOLO 401K, enables you to give yourself an “income deferment” of maximum $18,000 and also those aged 50 and also older can make use of the $6000 “catch-up” payment attribute, which permits an optimum contribution of $54,000 in tax-deductible bucks in 2016.
After-tax bucks fund the Roth Pension or ROTH 401K. When you are ready to access the account, you will certainly draw down tax-free cash. The 2016 annual maximum annual payment is $18,000 plus the “catch up” $6,000 for those age 50 or older. High-income earners value this plan, as there is no annual earnings limit for participants.
It is permitted to make use of the salary-deferred part of your SOLO 401K to earn ROTH 401K contributions. Earnings sharing SOLO 401K contributions are NOT eligible to be related to a ROTH 401K since they are made pre-tax, they’re tax-deductible and you could not combine both.
While ROTH 401K payments are not tax-deductible, withdrawals made after age 59 1/2 are tax-free if five years have passed given that your very first payment (known as the 5-year rule).
An additional after-tax retirement is the ROTH IRA. There are revenue constraints linked: in 2016, $132,000 for songs and $194,000 for married couples. The annual contribution restriction is $5,500 and also $6,500 for that age 50 as well as older. Your ROTH IRA may be kept in tandem with your SEP, SIMPLE, or typical Individual Retirement Account.
You could join a ROTH IRA at any kind of age if you remain to make gross income. There is no necessary circulation age, an attribute that might benefit cash-flow preparation. Additionally, a working partner can add to a ROTH IRA in behalf of the non-working spouse.
A specific or pair may choose a ROTH retirement when there are insufficient deductions to itemise at tax time, hence negating the tax benefit of various other retirement plans. ROTH, paid with after-tax bucks, dictates owners the benefit of tax-free income during retired life. Upscale Entrepreneurs who have to decrease tax obligations throughout retirement could take advantage of the ROTH.
Head of state Obama, by way of the Department of the Treasury, gives us the most recent self-funded retirement account alternative, myRA. The strategy is a ROTH IRA re-designed as a starter retirement account to urge the process. There are no fees related to opening a myRA account and also participants could choose just how much to contribute each year, inning accordance with the budget plan. Automatic monthly or regular contribution withdrawals can be established through a savings account or wage income.
If participants have to withdraw cash from the account, there are no punitive damages to pay as well as no extra taxes due. Myra is moneyed with after-tax earnings as well as strictly speaking, payments are not tax-deductible. However, some low-income participants could get approved for a tax obligation credit of 10% – 50% of their annual payment.
The optimal yearly myRA contribution is $5,500 and $6,500 for those age 50 or older. The maximum quantity that can be kept in a myRA account is $15,000. Once that limitation has been reached (or previously, if one determines), the fund needs to be rolled into a traditional retirement account.
Many people have gotten interested in gold investing because they want a safe place to put their money. Potential investors need to know some things before they start, and not everyone is privy to this information.Read on to learn top tips about gold investors.
Before you put down your money for gold, get a guaranteed delivery date. If your seller can’t commit to immediate delivery, then you need written confirmation from the seller about your pieces. You should be provided with the date of delivery. Don’t go through with the purchase unless you have this in hand.
The high price of gold may put you off. You can still buy gold jewelry without spending a ton at the jewelry store. You are able to get gold jewelry more cheaply in pawn shops or on the Internet.
Only buy gold jewelry from a seller if you can return policy If that happens, make sure you get your money back.
Check gold prices on the price when you are buying or selling gold. Many websites contain this information daily.Never buy something listed at more than an 8 percent of the spot price. Some dealers will try to charge more, but they are overcharging and oftentimes, which is generally unethical.
If you are sending your jewelry off in the mail, know how much return shipping is going to cost you in the event you don’t accept their offer. Be sure you know exactly what those fees will be.
Sell only to gold to buyers that are state licensed by the state. There are a number of people out there willing to buy, so do not think that you must go with the first one you encounter.
There are many unscrupulous companies in the gold market.You have to do your research.
Look around before buying from a gold buyer.You might get surprisingly different amounts. Going with the very first buyer who comes along might prove a good idea. Take a bit of extra time at first so you’ve got the most cash possible in your gold investment.
Use a magnet to quickly determine whether an item is made of gold. Precious metals do not going to be attracted to a magnet.Sometimes a jewelry piece is only the clasp is solid gold clasp. This is a good test that.
Earring backings are usually solid gold, even when the earrings are not.Necklace clasps and ring bands are too. You can often sell these small pieces together to get more money. Selling lightweight gold in quantity increases your chances of selling them.
One choice for selling gold is to do so through the mail. A lot of sellers enjoy doing this process due to the simplicity.
Gold can often be a very lucrative but volatile investment. If you cannot handle sharp price swings, avoid gold. If your stomach can handle the rough ride, you ought to minimize risk just the same. Never invest more than just a sliver of your total investments into gold. A good limit is about five percent.
A good way to get good value out of gold is to see if any relatives for their broken jewelry. If you can buy it from them at below melt value, you can offer friends and family a higher price than what they would receive at a pawnshop.
Find out about the buyback policy is. Some gold buyers will charge you a premium to resell your gold. Consider the item by mail or coins to a dealer outside your geographical location. It is always best to take the gold you purchase it from your local dealer.
Buying and selling gold has risen in popularity in recent years, and it doesn’t seem to be stopping anytime soon. Before venturing into uncharted waters, however, smart investors do their homework. Apply the advice in this article and true wealth is a real possibility.
The prices of gold has been on the rise lately but can fluctuate day to day. Keep reading to discover how you can fit into a smart financial plan.
Think about using the web. You no longer need to visit an actual store to buy and sell gold. You can also choose to use various websites to sell gold. The website will send special kits where you a prepaid mailer to put the gold pieces in.
Have a professional appraise your jewelry appraised before selling it if you do not know how much it is worth. This requires a bit of an investment, but it’s important to know what you have. If you continue with your plan to sell, you should know that you will not be paid the full appraisal value.
If you’re using a mail-order gold buying service, be certain you find out how much it’s going to cost to get your pieces back if you fail to accept their offer. Be sure you find out ahead of time how much it will cost you to reclaim your items.
As exhilarating as gold gets, avoid telling people about it. You never know who to trust or who you can really trust. Make sure that your gold investments to yourself and protect them by storing them in a local bank safe deposit box. This ensures that you as well as your gold and that it is safe regardless of the circumstances.
You never know where you will find old gold at thrift shops or garage sales. You can find bargains if you understand what to look for. You can reap the benefits of this if you do your homework first.
There are some shady companies out there who deal with gold. You have to do your research.
Research gold market is doing before investing in it. There will probably be people saying that they know what they’re market gurus and want you to invest with them.
Always read small print of any contract so you understand it completely. You need to know what you’re getting into if selling through a mail service. This helps you see how much of your proceeds will be used to pay for commissions and fees.
Many times earring posts are made of solid gold, even if the earring itself is not solid. Necklace clasps and ring bands are too. You can sell these small pieces together to get more money. This is various gold pieces in quantity and can help you earn more money for them.
You can make gold investments in hand in order to invest it. If you’re buying bars or gold coins, you should consider how you will store your gold.
Read all the fine print when meeting a gold dealer.This is a great deal of business; there is big money involved. You must be fully aware of what you are signing. If you’re not happy with the specific terms, try another dealer. It can be worth it to make sure you have financial protection.
Research a dealer before doing business. If there are any, move on.
When you are in the market to sell your gold, separate it into groups with different karat values. Gold values vary based on karat weight, so if they are weighed together you will not get all it is worth. Higher karat value translates to higher prices.
As you are aware, gold is a constant within the current financial systems of the world. To capitalize with gold trading, you must know all all about the market and you must set goals for yourself. Be a smart investor in the gold market and make full use of the advice presented above.
The final months of the financial year always tend to be rather volatile in terms of market performance. However, this year is likely to go down into the history books as being one of the most unpredictable and volatile in recent memory. The United States economy is of particular interest, as the movements here will have a knock-on effect throughout the entire global economy. This is why the recent stock market rallies have some investors taking a much more bullish stance than would have been conceivable only a few shorts months ago. What has caused such a paradigm shift and can we expect this momentum to continue into 2017?
Black Friday with a Silver Lining
Black Friday has always been a traditional indicator of the spending habits of the domestic population. The figures emerging up until this point signal that the average consumer is indeed optimistic in terms of the economy as a whole. Both the S&P 500 and the Nasdaq Composite were both much higher; 9 and 18 points respectively (1). This was somewhat reinforced by the modest gains produced by massive retailers such as Target and Walmart.
Has Trump Pulled a (Potential) Trump Card?
Although sales figures have certainly helped boost the American markets, it is just as plausible to observe that some of the economic policies promised by Donald Trump have investors thinking more positively. Some are viewing future tax cuts, fewer regulations and increased infrastructure spending as very beneficial actions that might come to pass after 20 January (2). Big business will particularly stand to benefit and while this may be to the chagrin of the average SME, the fact of the matter is that the gains posted by major corporations should have a trickle-down effect on the economy as a whole. Having said all of this, should we be poised for a record-breaking 2017 fiscal year or is it wise to take more of a watch-and-wait approach?
Expectations Versus Reality
The first thing to keep in mind is that a short-term rally is by no means an indicator of a long-term bullish marketplace. The second variable is the simple fact that president-elect Trump has already reversed many of the positions which were outlined during his campaign. In other words, he was selling an idea rather than outlining specific plans in detail. We are left wondering if he will become more dovish in terms of his projected economic plans.
The another factor to recognise is that the markets will always play to a specific resistance level. In this case, we can argue that the next tipping point for the Dow Jones will be the 20,000 mark. This index has never seen such values and assuming that it is reached, there is no doubt that a sell-off will occur soon after. The big question is how large of a liquidation may be seen and if this will trigger wider selling within other sectors.
What Goes Up…
Assuming that the bulls take the marketplace, we should expect continued positive results between now and the time when Trump officially takes office. However, we need to recall the one fundamental rule of stockbroking. Astute investors rarely buy when prices are high. To put this another way, many traders will be wary of becoming involved with a market that is constantly on the upswing. They have learned this from the 2008 financial crisis. The higher the markets rise, the more analysts will be wondering if we are approaching a new bubble. In some ways, this is a perfectly rational stance to adopt.
The bottom line is that the recent positive figures we have seen emerging from the United States may not be truly indicative of what is around the next financial corner. It is nonetheless wise to become involved with near-term trades, as the chances of turning a profit between now and the end of the year are high.
In order to stay one step ahead of the latest news, always turn to CMC Markets as a reliable source. Stockbrokers of all sizes and experience levels will be keenly watching what is in store during the next few months.
Football is the only game with countless diehard fans across the globe. No other game may bring individuals together as this crazy game does Bandar Bola. Of course, the soccer kits would be the most crucial collectible item that you can own through the tradition of football. Most from the fans feel proud after they be able to wear the soccer kits with their preferred teams and players. Football shirts enable them to show their support and fascination towards team and cheer for their favorite player inside their team’s jersey. As you know, there are several football clubs for most of the European countries, specifically in England. All these clubs have plenty of followers in every single part of the world. Manchester City is one in the most widely used among them. This popular football club has separate soccer kits for home and also away matches. Here will be the descriptions of the home and away Manchester City football shirts.
In the yester years there was no definite rules and regulations for that game. Even there is no fixed size of teams. Over the years, soccer has turned into a favorite game due to its various features. It is a game that postulates (requires) dense (heavy) physical efforts. It also demands plenty of running in the field. Another most astonishing (amazing) feature of football is that it requires minimum 2 players to learn. So any 2 persons can play football even during a tiny place.
Hosting competition, having 2010 FIFA World Player of the Year Lionel Messi as their leader, rather than winning the title since 1993 just add all of the pressure of clinching the championship to Argentina. Runners up of the past two editions, the Argentineans do not like another humiliation against their archrivals, Brazil, not in their home land, because of it would turn their fans against them and more than likely roll some heads, specifically coach Sergio Batista’s one, dictating the finish of his cycle.
Earlier, the British media, “Daily Mail” may be summer time will probably be cleansing broke Arsenal, Arsene Wenger may look to seven Premier League Shirts players on your way, and it is to deal with the brunt of Arshavin. However, professional opinion, Wenger come early july are not likely to cleansing, Arsenal last major personnel changes or the summer months of 2006, when Jose Antonio Reyes, Robert Pires, Sol Campbell, West Gan, Dennis Bergkamp and Ashley – Cole 6 people leaving the c’s and Wenger will not be an outing come july 1st.
The players ought to be then grouped or given individual tasks. Take an example, you who arrives first starts juggling the ball. He is then joined by players who keep coming in. In this way the whole group is mixed up in the activity. If the group becomes bigger to the soccer coaching drills, this is a good plan to divide it into groups.
You require extensive knowledge to begin investing in gold before you talk to a broker.It is not so simple that you can just dive in, but it need not be too complicated if you have the right information. This article can help you about buying gold as an investment.
Research any gold buyer you are considering using and compare them to obtain the best price for your gold.
The cost of gold may give you the idea that gold-filled or gold-plated jewelry is better. You can acquire gold jewelry from a number of sources at a local jewelry store. You are able to get gold cheaply in pawn shops or online.
Sell gold to buyers who are licensed. There is a lot of competition out there, so don’t feel pressured to take the first offer you get.
You never know where you will find valuable gold; places like thrift shops or garage sales. You can find great bargains in these places.You can reap the seller’s loss if you do your homework first.
Do your homework about the market value of gold before selling gold.You should shop around to get an idea of what people are offering for similar gold pieces. This will allow you figure out a price point to work with.
Many times you will see the item have a karat rating. However, there are some times when there aren’t visible signs, there are other ways to determine purity. Acid tests are simple ways to do this, so if the rep does this, they might be new.
Have your pieces appraised prior to selling it to anyone as scrap gold. This is especially true for one-of-a-kind pieces like jewelry with intricate details and details. You may have to pay to have a piece appraised, but it might bring you profit eventually. Appraisers also may know of an interested in your jewelry.
Before you consider selling your gold, you will want to inquire with the BBB. You will see if there were any complaints and experiences so that you can move forward from consumers who have conducted business with them. Look at any past complaints and whether they were resolved. If the purchaser has any unresolved complaints, then you need to find another business.
Separate your gold into groups based on karat weight. Some vendors may try to weigh all of your items at one time and pay you what the smallest karat weight is worth. This is a scam that will result in you out of money.
Sell your gold when it is peaking. The stock market is changing daily.Sell your gold when the stock market is doing well.
Gold isn’t a type of those investments that you can time. You should think of it as some kind of a wealth insurance. If you insist on timing it, make purchases when things are not very busy. Gold shortages are common when the economy.
You can begin investing in the gold without having tons of money. You can definitely start off small.You can get small with jewelry and coins when you’re able to afford it.
If you sell multiple pieces of jewelry, be certain each kind of karat is individually weighed. This ensure you make sure you’re paid correctly for your gold pieces.
Higher karat gold pieces are worth more than lower karat pieces.Make sure to separate the items before you carefully inspect each piece and put it with similar items.
With these gold investment tips in mind, all you have to do is put them to use. Use them whether you are on the buying or selling end of a gold deal. Learn more by experience. As an investment of value, gold must have a place in your future financial plan.
Gold has universal value and has long been seen as a commodity for thousands of years. If you’re looking to invest significantly in gold, read these tips to be the best at it you can be.
Get multiple estimates for your tangible gold pieces if you are looking to sell them. There are many buyers who purchase gold, and some will pay you more than others. Getting multiple offers allows you make sure that you receive a fair price.
If you’ve been thinking about selling your gold to a mail-in company, make sure to do your research first. Find out when you can expect your payment, and never send your package without insuring it first.
Sell only to gold buyers that are licensed. There are many people who will buy your gold, so avoid thinking you have to go with the first buyer you see.
GoldMoney could be a popular resource to use in gold buying efforts. It’s like opening a “gold bank account.” You have started an account, deposit funds and receive an assignment of gold that fits the value of your account. The gold will physically sit in the bank where you can cash it, portion it, or in certain circumstances, redeem it for one kilo gold bullion bars.
You may even be able to find valuable gold; places like thrift stores are often great places to discover good deals. You can find bargains if you understand what to look for. You can benefit from their loss!
There are some shady companies out there who deal with gold. You need to do your research to keep yourself safe.
Always read small print of any contract so you understand it completely. You should carefully read the whole contract especially if you’re using a mail service. This helps you know how much you end up with after any fees are taken off the top.
Separate your gold by karat values.Some buyers will weigh all your gold at one time and pay you what the lowest karat. This will cheat you receiving less money.
You can actually sell gold by sending it in the mail! Many sellers like this method due to how simple it is.
When you are in the market to sell your gold,make sure you separate the pieces into similar karat groups. Gold values vary based on karat weight, so if they are weighed together you will not get all it is worth. Gold with a higher karat value is more pure and therefore more valuable.
If you are thinking about selling gold on the Internet, confirm the prices prior to proceeding. Although mailing does offer some simplicity, consider your profit before you do anything.
Gold is a long-term investment.This requires you to invest when prices are high.
Don’t over complicate your head if you’re just starting out investing. Avoid using gold futures and other similar investments.Futures are riskier and complex. You stand to lose a great deal if you’re not sure about your moves. Let more experienced investors deal with complex investments.
A good way to acquire gold is to buy American gold coins minted prior to 1933. Gold coins were prevalent until that year when President Roosevelt put a stop to their circulation. Many people still kept these coins anyways and you can still buy them today.
It is obvious that gold is not only a prized possession, but also a valuable commodity that can easily be traded. Thanks to the generally uninterrupted upward trend in the price of gold, investing in it is almost always an excellent idea. Now that you’re learning something about what gold can be used for, you can start saving yours up now.
When car accidents occur, they usually result in significant damage to the vehicles that are involved. Depending on the particular types of vehicles involved, their speeds, and other factors such as whether it was a head-on collision or not, it is not uncommon to see cars that have been totalled and damaged beyond the possibility of repair.
Apart from the damage to cars, the drivers and passengers of those vehicles also suffer very horrendous injuries or even death. For some people, the damage would be severe enough to deprive them of their normal bodily functions such as walking, or even result in the loss of limbs.
Liability for Car Accidents
With the devastation that occurs in car accidents, it can sometimes be difficult to trace exactly what the cause of the accident was in order to enable the victims to file their car accident claims against the right parties. There are a wide variety of factors that could have led to the occurrence of the accident, and depending on the parties responsible, the victims of the accidents or their families might be entitled to compensation for the damage and injuries they suffered.
Sometimes the cause of the accident could be a faulty part in one of the vehicles. For instance, if the brakes of a particular car were not in good condition, then it would be much more likely for the car to be involved in a collision. In such a situation, the party that is liable could be the actual manufacturer of the car or the company that handled its maintenance, if they were negligent in ensuring the safety of the parts used.
Sometimes, the collision could be as a result of the driver of one of the vehicles being drunk or under the influence of drugs, whether prescription or illegal ones. In such a case, the driver would be liable, and if the driver was on company business, his or her employer could also be liable if they did not put enough measures in place to prevent the driver from driving.
If the accident involved a truck, trailer, or other big rig, the dynamics of liability would be much more complicated. This is due to the fact that the trucking industry has a variety of players that could be liable in different situations. If the car was overloaded, then the owner or the company that loaded it could be liable, and if the driver had been driving for longer than the regulations allow, his or her employer would be the liable party.
Getting the Best Lawyer for Your Case
As soon as an accident occurs, it is important that you contact an injury law attorney and give him or her the specifics of the case.
The evidence in a car accident, such as skid marks, scratches, and more, can easily disappear as soon as the police lift their barriers for the resumption of the normal flow of traffic. An experienced attorney would make arrangements to secure the evidence in the form of photographs or witness recordings to be able to build a stronger case for you when the time comes to file your claim. Having solid evidence would boost your chances of getting a substantial settlement or damages.
Indonesia has been famous because it has many tourism sites in almost all the region. Those sites can be a good guarantee for the future. If the development of tourism grows faster, Indonesia will have more economical balance so that live in Indonesia will be easier than before. But the lack of infrastructure development, accommodation, and transportation become the obstacle that needs to take care of. As a solution, the government promise to give their attention to reducing this problem. The Indonesia’s infrastructure assurance is a key to developing the tourism. The tourism site is very important for the Indonesia economic, because if it gives more income, the problem in another sector can be overcome.
In 2020, the government planning that Indonesia will be visited by 20 million tourists from all over the world. This is of course to overcome the economic in Indonesia. But before that, Indonesia need to prepare everything, related to the tourism site that will be promoted in the international world. What need to be prepared first are the facility, the accommodation, the transportation, and also the highway. If this problem can be finished so Indonesia will not lose from another country that now becomes famous because of its tourism site. Except for that, the government also asking for cooperation from some private company to finish the infrastructure development. If some private company make an investment, the tourism sector in Indonesia will grow faster.
For this long time, the development is always centred in Java and Bali islands, because many tourists visit this island. But the government cannot let it happen since there are still so many unique tourism sites in another island that can draw interest the tourist’s eyes. The private company promise to make an investment if their investment is guaranteed and protected by the government, so this will the task for the government and also the people of Indonesia, together to create the tourism site become more interesting and enjoyable. We cannot hope economic improvement without doing anything, so the best way is to repair the tourism. The highways that are in bad condition should be repaired and the accommodation to the tourism site should be more take care of.